Medical Cost SharingAn Insurance Alternative That's Saving Individuals and Families Thousands
Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise. Monthly shares are generally lower than typical insurance premiums. Through Sedera’s medical cost sharing model, members save between 30 – 50% of the costs that are typically incurred with health insurance plans.
Freedom From Network Limitations – See Any Doctor or Hospital You Choose
Sharing Begins as Low as $500 per Need
Big Savings Over Health Insurance – Typically 30-50% Less Expensive
Needs Are Shared With The Community
1 Million Members / 1$ Billion in Sharing Industry Wide
Promotes Healthy Lifestyles
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Medical Cost Sharing
Members take part in a medical cost sharing model that is high quality, affordable, accessible and above all, effective. This alternative to health insurance offers lower monthly costs, reduced cost of care and compliance and credibility.
Personal Member Advisor
Advisors work with Sedera members everyday. From finding the best doctor for their children to getting the best price on medications, their job is to ensure each member has a wonderful experience and gets the best results possible from Sedera Health.
Members are provided unlimited use of 24/7/365 board-certified and state licensed physicians conveniently available via phone or online. These doctors are able to assess the member's situation and when appropriate, prescribe medications.
Expert Second Opinion
Members have peace of mind knowing they are getting the very best advice with an expert second opinion. They can speak with the best doctors in the world via phone or video consultation. All the best services without the travel, paperwork and costs.
You’re definitely friendlier on the phone [than insurance]. I want to call you just to talk to you. And you gave me all the information I needed in
5 minutes. To get through to someone in health insurance takes forever. You addressed all my issues and I have 2 hours back in my day. I would put that in your marketing material.
This whole process has been a lot to learn but I love how I am always connected to a person and never an automated voice thing. She always knows who I am. I don’t have to re-explain everything and that is amazing.
This experience with you and Sedera, concerning my Need requests, has been the polar opposite [in a very good way] of the “normal” insurance process and is such a welcomed relief.
My first experience utilizing the Sedera community came when I had an emergency c-section with my second son and then he spent ten days in the NICU. Throughout the sharing of our Need I saw how the community works through a compassionate team at Sedera. I was completely shocked at how easy it was and how much I liked being part of the process. This was so significant, I asked Sedera if I could come work for them.
Frequently Asked Questions